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At the Forefront of FinTech Innovation

D2K Technologies - Our Story

Trusted for Comprehensive Technologies and Report Generation for 20+ Years in Banking and Finance

Our Story.jpg

We Build Innovative Knowledge Driven Solutions for Institutions and Communities to Make a Difference


D2K Technologies is a Software Product Company facilitating Digital Transformations for top Banks and NBFCs in the country. Our products and service offerings are developed by technical teams equipped with deep-rooted banking domain expertise. We help clients meet regulatory compliances, enhance business process development, improve customer retention and acquisition, and build deep analytical platforms.

Improving Efficiency through systems


We have serviced BFSI segments and NBFCs with contemporary solutions since 2001. Over the years we have evolved into a trusted Banking Advisory and have made strides with communities, processes, and profitability.

Today, our solutions integrate complex predictability and statistics modules to boost intrinsic, high-marketable value for businesses ready to make a difference. Our digital business engines and digital experience suites are customizable for easy adoption and easy up-gradation at any stage.

Accelerated Growth for Every Banking Segment


For Banks, our commitment is embedded in our ideology of promoting a singular aim to enhance the ability to lend—counseled credit, adequate credit, and timely credit. We have designed and developed patented systems that convert data into usable knowledge in areas of Credit Risk Rating and Mitigation, Early Warning systems, Audit and MIS, Agri-lending, Corporate/ Retail/SME lending, and Regulatory requirements.

CRisMac Suite for Future-ready Finance Software

D2k Technologies’ CRisMac suite for Automation and Business Intelligence includes a new generation of predictability and credit risk solutions. Along with new-age automation, our suite of solutions equips businesses with software like big data analytics, artificial intelligence, predictive analytics, and web crawling with present-day capabilities to keep clients’ software architecture future-ready.


Along with automation for major systems, our solutions enable dynamic risk models that factor for relevant risk weights on concentration viz. geographies, sectors, activities and indicate the risk premium and economic capital at the loan origination stage itself. It also sources and cleanses data, and identifies attributes for actionable knowledge outputs.

D2K Technologies - Our Journey

Simplicity in Automation Design


Accelerating Banking Automation for IRAC Implementation

CRisMac Asset Classification Module for pioneering automation in India.



Breakthrough in transforming Banking environments for BASEL Implementation

CRisMac BASEL focused on avoiding risks to Banks and Financial systems at many levels.


Exploring Predictability and Future-tech in AI and ML

Advance approaches of BASEL for effective regulatory compliance and corporate transparency.



Optimizing Automated Data Flow with 100% Success

Management Information Systems with ADF capabilities for end-to-end RBI reporting automation.


Increasing Predictability Capabilities with EWS Ideation and Implementation

Creation of dependable Early Warning Systems for multinational Indian Banks.



Exploring New Automation for Unchartered Territories

End-to-end automation solutions for new-age asset classification of multinational Banks.


Revolutionizing Credit Modelling with D2D Patent

Secured US Patent for Distance to Default (D2D), a ground-breaking innovation in credit modelling, set to redefine risk assessment in the financial landscape, offering unparalleled precision and foresight in determining default probabilities.



Embarked on a new journey by becoming a subsidiary of ICRA Analytics, a Group ICRA company

D2K Technologies is proud to be a part of ICRA Analytics, a wholly-owned subsidiary of ICRA Ltd. This strategic acquisition marks a pivotal moment in our journey, empowering us to leverage unparalleled resources, expertise, and global reach.



Jayanta Chatterjee

Chairman of D2K Technologies, Jayanta has more than 33 years of rich experience of which he has spent 28 years with ICRA. He has strong experience in Business Development in Financial Services, having worked across various regions in India. His previous role was Executive Vice President & Head - Strategic & Emerging Corporates Group at ICRA Ltd where he helped grow ICRA's business in the emerging corporate segment. Prior to ICRA, he worked for five years in Tata Steel in the marketing division and was a core member of their Special Steels marketing group. Jayanta holds a B. Tech (Hons) degree in Mechanical Engineering from the Indian Institute of Technology, Kharagpur and has done his Post Graduate Diploma in Management from the Indian Institute of Management, Calcutta.

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