Data in Banking: 3 Newest Advancements Evolving Data Communities
BANKING AND FINANCE
Power Finance with 360° Analytics and Digital Solutions
Our Compliance-ready, Data to Knowledge Approach
D2K Technologies’ CRisMac: Making Sense of the Banking Data Maze
– Source CIO Review
In the financial sector, banks and institutions are exposed to various market dynamics and interrelated consequences under the stringent regulatory regime. The appetite for Management Information Systems (MIS) has gone up with increasing regulatory requirements and risk-oriented operations. The necessity to adopt and implement granular business data from the operational banking area for appropriate policy intervention is indispensable for economic enhancement.
CIO Vendor In the financial sector, banks and institutions are exposed to various market dynamics and interrelated consequences under the stringent regulatory regime. The appetite for Management Information Systems (MIS) has gone up with increasing regulatory requirements and risk-oriented operations. The necessity to adopt and implement granular business data from the operational banking area for appropriate policy intervention is indispensable for economic enhancement.
Founded in 2001, under the leadership of current CEO Sudhakar V K; D2K Technologies has been developing Risk mitigating banking solutions on contemporary technology platforms. It sources and cleanses data, identifies attributes, builds models to eventually deliver actionable knowledge output. The CRisMac suite of solutions helps clients in extracting data lying in silos and validates for its presentation in a coherent manner by satisfying business requirements. It enables Banks and FIs in meeting regulatory compliance, RWA computation and Risk Capital charge computation. Management Information Systems (MIS) through CRisMac suite of products With over 21 years of experience in financial risk management, D2K’s CRisMac suite of products have been enabling clients to deal with data-related challenges like extraction from multiple data sources, data granularity, data cleansing, data inconsistency, data gaps, data validation, data processing for meaningful insights and auditable back-testing results. Future-Ready Risk Solutions for Banks and NBFCs Our risk mitigation models identify default attributes of the credit exposures and predict the Probability of Default (PD) with more than 80 percent exposures being correctly classified in back-testing exercises. The D2D models provide a scientific and auditable basis for addressing the challenges of Dynamic Provisioning (DP) for credit portfolio based on exposure-wise PD on 8-sigma. Our approach provides a basis for specific provisioning for standard, performing exposures and thereby optimize the regulatory and supervisory Risk Capital required to be maintained by the bank. In this manner cyclical downturns in the economy can be effectively addressed by the banks and FIs.
Why D2K Solutions?
Astronomical Amounts of Data are Generated Every Day, Transform Systems for Insights in Real-time
Why adhere to the limitations of Core Banking Systems? Upgrade value chain analytics, improve system integration, and create a sustainable, future-ready Digital Finance and Banking ecosystem
Public Sector Banks
Private Sector Banks
Non Deposit taking
Mortgage and Lending
Trusted, Next-generation Niche Digital Finance and Banking Solutions
20+ Years of Upgrading BFSI and NBFC Software across India
D2K Technologies Products
Innovate in Dynamic Loan Markets with End-to-end Lending Automation
Build Compliance-first Credit Monitoring Systems for Big Data Analytics
Recovery and Settlements
Amplify Borrower Tracking and Prevent Defaults with Predictive Insights
Restructure Asset Management Reporting without Software Overhauls
Increase Data Integrity for Reconciliation with Comprehensive Overviews
Build Research and Automation Applications for Time-Critical Reports
AI/ML Reporting and Analytics
Transform Reporting Automation with AI/ML-Powered Data Analytics
Audit and Research
Improve Efficiency of Audits with Secure Solutions Built to Improve Data Visibility
We strategize hassle-free system upgradation to integrate Intelligent Automation and present-day Business Intelligence systems.
Create linkages between applications, databases, and APIs to improve system architecture and business workflows.
Sign up for Insights
Critical Technology and Transformative Insights
Join thousands of Digital Transformation Leaders in receiving insights on Digital Finance and Banking, Analytics, and more.